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Meso: Chat-Style Expense Splitter

Split expenses the way you talk about them. Create a group chat with friends, family, or teammates and type expenses in plain language or snap a photo of the receipt. Meso uses AI to automatically record who paid, who owes, and how much—no spreadsheets, no manual math. See live balance updates, settle up instantly, and never lose track of shared expenses again.

Privacy Policy

Privacy Policy

Meso is committed to protecting your privacy. We process conversations intelligently while keeping your data secure and private.

Data Collection

  • Account Data: Username, email, and password for account creation and authentication
  • Expense Data: Parsed expense results including who paid, amounts, and balances
  • Conversation Processing: Conversations you paste/forward are processed temporarily for parsing but are NOT stored permanently
  • Usage Analytics: Basic analytics on app usage and feature usage (no personal data)
  • No Ads: We do not collect device IDs or serve ads

How We Process Your Conversations

  • When you paste or forward a group conversation, our system parses it to extract: who paid, who owes, and amounts
  • Raw conversation text is processed temporarily and then deleted - we only store the parsed results
  • Parsed expense data (amounts, names, balances) is securely stored and associated with your account
  • We do not use conversations for training, analytics, or any purpose beyond expense calculation

Data Usage

  • Your parsed expense data is used to calculate balances and provide expense tracking
  • Basic usage analytics help us improve app performance and features
  • Your data is never shared with third parties
  • You have full control over your expense records and can delete them anytime

Account & Data Security

  • Account login is required to access your expense data
  • All data is encrypted in transit (HTTPS/TLS)
  • Expense data is stored securely in our database
  • You can delete individual expenses or your entire account at any time

Data Retention

  • Your account and expense data are retained as long as your account is active
  • When you delete your account, all associated data is deleted within 30 days
  • Temporary conversation processing data is deleted immediately after parsing